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Then the microlending institution, such as Women's World Banking, makes a small loan (as little as $50) to, for example, an artisan or a food vendor (whom) would not qualify for a loan from a commercial bank.

(A)NO CHANGE

(B) whose

(C) for whom

(D) who

The Correct Answer

Two approaching runners and their scruffily but friendly dogs came to a stop at the fountain to quench their thirst.

(A)NO CHANGE (B) they’re scruffy but friendly (C) there scruffy but friendlier (D) their scruffy but friendly

Correct Answer: D

Texas was one of the early leaders in this movement, established a wildflower program in the 1930s, thanks to the initiative of Gibb Gilchrist, the state's highway engineer at the time.

(A)NO CHANGE (B) Texas, where (C) In Texas, (D) Texas,

Correct Answer: D

My dad is a serious soccer player who's early ambition had been to play professionally in his native country, Mexico.

(A)NO CHANGE (B) that’s (C) whose (D) which

Correct Answer: C

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